10 Top Money Saving Tips

10 Top Money Saving Tips

What are the best money saving tips? Many people have been asking themselves this important question for a couple of times without getting that perfect answer. The following are some of the great tips to save your money;

1. Make your shopping budget: many people often ends up having a spendthrift spending due to lack of shopping list. Make sure whenever you shop, you have a shopping list that will guide you make an informed shopping decision.

2. Watch less television advertisement: Many people often ends up spending their saving due to luring television advertisements about untrue amazing deals. This will help spend your money appropriately.

3. Live within your means: Living a lifestyle that you cannot afford is huge hindrance to saving money. This is because you will end up spending everything you have for the sake of the given lifestyle.

4. Limit the number of times you go out: Going out is the number one way that makes people to spend all their savings. Instead, you invite your friends to your place while preparing meals for them thus saving money.

5. Reduce the amount of money on family or personal entertainment: Most people often spent as high as half their monthly income on family or personal entertainment. By reducing the amount of money you spend on entertainment, you will definitely increase your savings much faster.

6. Avoid expensive habits such as alcohol, smoking etc. Majority of people often spent crazy amounts of money on these kinds of lifestyles and avoiding them will make you have remarkable savings. As a special tip, make sure you only spent on the necessities as opposed to the luxuries.

7. Reduce excessive use of the credit cards: most people often accumulate huge debts through the credit cards. Reducing the usage of credit cards will help you reduce the amounts of credit that you will be ultimately obliged to pay instead of saving.

8. Do second hand shopping: Through online shopping websites such as Craigslist, you can get equally useful and new materials instead of making new purchases. This will definitely help you save money that you could have spent when making new purchases.

9. Take advantage of the shopping discounts and buy bulk; This is the best way of reducing cost at the same time saving money. In addition, you need to be keen the latest purchasing promotions that will enable you to enjoy the best deals in the market.

10. Consult a financial expert on the best money saving tips: Depending on your financial status or the amount of money that you earn at the end of the month, you can approach a qualified expert for the best advice that fits your finances since different people often face different financial problems.

In conclusion, the above 10 best money saving tips will not help solve your current financial challenges but also help come up the best strategies on how plan your future for a financial stability, freedom and prosperity. In addition, you will also avoid the fake deals of get rich fast that are offered in the market.

6 Great Ways to Invest Your Money

6 Great Ways to Invest Your Money

It’s not enough anymore to just save your money. Keeping your savings in a bank or in cash actually devalues money as the yearly inflation rates rise. Here are some great ways to invest your money and prevent losing it in the long run:

1. Time Deposit
Banks give higher interest rates than the normal rates in savings accounts in exchange for the client not withdrawing their deposit for a fixed amount of time. Depending on the interest rate, you can actually earn money without doing anything.

2. Mutual Funds
A mutual fund is the pooling of investments from a lot of people. In general, money is given to a funds manager else for investing. You can win some or you can lose some. This is considerably less of a risk than the stock market, considering the ones doing the investing are professionals and have more experience.

3. Stock Market
The stock market involves a lot of studying about the market and its trends. The pay-off is great if you get the timing right. It’s a high-risk, high return business that can be profitable for people who are serious about learning the trading market.

4. Real Estate
If you have a lot of cash and a lot of time, real estate is a good way to invest. As a general rule, land value increases as time passes by and you can earn a lot without working a single muscle.

5. Forex
Foreign exchange can be a tricky business to deal with as it involves global markets. However, gearing up by learning the tricks of the trade will undoubtedly give great results to one who’s willing to learn.

6. Gold and Silver
If learning the market is too much of a chore, investing in physical gold and silver may be the way to go. Gold and silver are fairly stable investments in the long run but can be volatile for short periods.

Better Family Budgeting – Easy Tips and Tricks

Better Family Budgeting – Easy Tips and Tricks

Having a bit of a hard time with the family budget? Well, don’t fret too much for there would always be ways through which you would be able to maximize what you have without sacrificing the necessities. Before we get to the tips,it is important to note that for a household budget to actually work you would need to be disciplined about your purchases and make sure that you stick to what you have planned out. This is also one of the major reasons why some people have successful household budgets whilst others are still struggling to put theirs into action. The keywords? Discipline and prioritize. Now on to the tips.

1. Use cash. You may have heard of this numerous times before but very few people actually do it. Continuously using your credit card to pay for everything that you purchase makes you feel like you have an endless supply of money— up until the bills come. Only then will you realize that you cannot afford most of what you’ve bought and would have to deal with the consequences now. Using cash would help you avoid all of that. By paying with cash, you would be able to control your spending as well as properly gauge just how much you can afford to spend. It is one of the most effective ways that you can use if you want to stick to the budget. So lock away those credit cards and start carrying just enough cash for the day.

2. D.I.Y. Doing things yourself is not only a creative endeavor but it would also help you save on a heap of cash. For example, instead of buying birthday, thank you and invitation cards, it would be much cheaper to just go and make these yourself. It would be more personal and the recipient would definitely appreciate it more given that you’ve put a lot of effort into creating it.

3. Shop off-season. It’s summer and the mall is having a clearance sale on all their past season items. This is a great opportunity for you to get these items at a significantly lower cost when compared to the original price. But who needs winter jackets right now? Well, you might not need one at the moment but come winter again, you’ll definitely be able to use. What’s a few months of waiting when you can save a lot of money? So buy seasonal items during off-season periods.

4. Take advantage of family packages, discounts and coupons. Going out for a meal with the family? Try going online and search for discounted packages or coupons. They might not pay for the entire meal itself but you’ll be able to take off as much as 40% off the price of your total order. Keep in mind that many restaurants offer such deals to attract clients. So take advantage of it. The same applies to traveling. Many travel agencies, hotels and resorts offer these kinds of discounts and packages so make sure you check those out as well.

5. Turn the TV off. These days, people spend a good amount of their lives in front of the television. Not only is this unproductive, it also makes people lethargic. So if you and your family have a day off, do not spend it watching television. Instead, bond with each other through family activities. Bring out the board games, try your hand at crafting or go out to the park for a picnic (prepare the meal yourself, it is much cheaper!). There are plenty of things that you can do away from home. Not only will you be able to bond together, you’ll also be saving money on the electric bills while you’re away.

So there you have it, just a few of the things that you can do in order to save a bit of money whilst making sure that you and your family are still able to enjoy a quality life.

Call Center Customer Service Representative for McGhee & Associates in Fort Hood, TX


Call Center Customer Service Representative for
McGhee & Associates in Fort Hood, TX

Some responsibilities include:

$11.50 an hour

Now hiring call center representatives to take incoming calls from Fortune 500 customers. Now looking for dependable workers to take inbound calls for a utility company in Texas.

Pay will start at $11.50/hr. This is a work from home position so you are required to own a PC and be able to get a landline phone with no features and hard wired internet.We do have a training class starting 10/10.

Job Type: Full-time

Salary: $11.50 /hour

Required education:

High school or equivalent

Required experience:

Call Center: 1 year
Customer Service: 1 year

To find out more visit Indeed.com and search for the position title and company. Apply now. Jobs go fast!

Desktop Support Technician 1 for Carenet Healthcare Services in San Antonio, TX


Desktop Support Technician 1 for Carenet Healthcare Services in San Antonio, TX

Some responsibilities include:

Description Desktop Support Technician I

Summary:
The Desktop Support Technician’s role is to ensure proper computer operation so that end users can accomplish business tasks. This includes receiving, prioritizing, documenting, and actively resolving end user requests. Problem resolution may involve the use of diagnostic and request tracking tools, as well as require that the individual give in-person, hands-on help at the desktop level.

Essential Duties and Responsibilities include the following.
• Providing technical support to primary office site, remote offices and home office/remote workers.
• Field incoming requests from end users via both telephone and e-mail in a courteous manner.
• Build rapport and elicit problem details from Carenet internal customers
• Install, configure, and manage Windows 7 workstations.
• Install, configure or troubleshoot applications on workstations
• Install configure or trouble shoot printers
• Assist users on the use of VPN and associated security devices as well as troubleshoot end user issues related to these for work at home users.
• Ensure that all systems are maintained at current patch levels for operating system, browsers, security and applications.
• Access software updates, drivers, knowledge bases, and frequently asked questions resources on the Internet to aid in problem resolution.
• Research, evaluate, and recommend new hardware and software to support end user computing needs.
• Perform hands-on fixes at the desktop level, including installing and upgrading software, installing hardware, and configuring systems and applications.
• Install and maintain anti-virus software with in house automated tools
• Performing preventative maintenance, including checking and cleaning of workstations, printers, and peripherals.
• Develop and maintain proficiency in the use of company-wide standard software
• Ensure the compliance to enterprise security policy.
• Provide on-call support for a 24×7 operations and be able to work any shift.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education/Experience: This is an entry level position. College diploma or university degree in the field of computer science and/or 1 year of equivalent work experience would be favorable. Any industry applicable certification (A+, MCP, etc.) would also help distinguish candidates.

To find out more visit Indeed.com and search for the position title and company. Apply now. Jobs go fast!

Support Specialist / IS for Edward Jones in Tempe, AZ


Support Specialist / IS for Edward Jones in Tempe, AZ

Some responsibilities include:

Position Requirements

What you’ll need…

– Technical knowledge of desktop and mobile devices, printers, phones and basic networking required.
– A strong customer service background required.
– Ability to work flexible hours is required as staffing is based on business needs.
– Required to provide evening, weekend, or holiday support when needed.
– Dedicated home office space and internet connection required.
– Able to work independently and utilize tools to stay connected to the team.
– Excellent verbal and written communication skills
– Problem-solving skills
– Ability to adapt well to change
– Willingness to participate in an extensive modular training program

Full-time/Part-time

Part-Time

To find out more visit Indeed.com and search for the position title and company. Apply now. Jobs go fast!

Bookkeeper at Paxton Bookkeeping and Tax Services for Beaver Falls, PA


Bookkeeper at Paxton Bookkeeping and Tax Services for Beaver Falls, PA

Some responsibilities include:

Outsourced virtual bookkeeping company looking to add a bookkeeper to staff, part-time at first with a possibility of moving to full-time, with a flexible schedule.

Must be familiar with QuickBooks and willing to become a certified QuickBooks ProAdvisor. Must have good computer skills and be extremely detail oriented. Proficiency in Excel is a plus.

Candidate will be responsible for ongoing bookkeeping tasks for assigned clients, which could include picking up and delivery of paperwork, along with tracking all financial transactions in QB, A/R, A/P, month-end journal entries, and monthly reports. Must work in our office at first, once fully trained can work at home if desired.

Required education:

High school or equivalent

Required experience:

QuickBooks Desktop or QuickBooks online: 1 year

To find out more visit Indeed.com and search for the position title and company. Apply now. Jobs go fast!

Senior IT Engineer Network Security for TREO Staffing is St Louis, MO


Senior IT Engineer Network Security for TREO Staffing is St Louis, MO

Some responsibilities include:

$105,000 a year

Our client is looking for the BEST IT Engineer in Network Security! This Amazing Candidate will be responsible for building and maintaining a secure web infrastructure. They serve as technical project lead for the design, development, implementation and operation of web infrastructure systems and projects. Would you enjoy a possible 15% bonus for work well done? Does this sound Exciting to you?
Awesome Then Keep Reading!
To Qualify for the AMAZING NEW position, here is what you will need:

5-7 years of strong experience in web security and network design, implementation and operations.
Knowledge of application delivery (load balancing) environments is a must, strong and specific knowledge of F5’s LTM (BigIP) product is a requirement.
TCP/IP based networking (addressing/sub netting, designing, troubleshooting, routing, OSI model, etc).
Knowledge of Internet Firewall and DMZ environments (design, setup, troubleshooting, policy design and administration, Check Point experience a plus)
Knowledge of VPN technology (remote access, site to site, IPSEC, etc) Packet capturing and protocol analysis (TCP, UDP, ICMP, packet dissection, etc)
Knowledge of e-mail and SMTP (mail routing, troubleshooting, design, SPAM filtering and content inspection concepts, email security and policy-based logic/decisions, etc. (Proofpoint experience a plus)
Knowledge of DNS & DHCP protocols (managing large multi-tiered DNS & DHCP infrastructure, design, troubleshooting, etc.)
Knowledge of Web Proxies (web proxying, mobile code inspection, web security, filtering/authentication, etc.)
Security Discipline (network security, secure network and application design, risk assessment, configuration/hardening, etc.)
Remote access systems and methodologies (work at home type infrastructure including VPN connectivity, VoIP, etc. from remote locations a plus).
DLP (Data Loss Prevention) – Concepts, policy analysis, incident response, policy tuning, etc. (experience with Websense DLP a plus).

Still Interested!! Apply today and we will have a representative to contact us with more information about this Outstanding Opportunity!!!

Job Type: Full-time

Salary: $105,000.00 /year

Required education:

Bachelor’s

Required experience:

Networking Design: 7 years
Web Security: 7 years

To find out more visit Indeed.com and search for the position title and company. Apply now. Jobs go fast!

Telemarketing for Business to Business and Lead Generation

Telemarketing for Business to Business and Lead Generation

Some responsibilities include:

Simply call businesses and develop leads for us.

All businesses need our services – we offer great web sites, great pricing and money back guarantee for our customers which, provides a competitive advantage and more sales.

We are a well established (16 years) successful web design, development marketing company.

We offer 4 types of services;
1. Profession one page, long scrolling website responsive design with professional photos, graphics and call to actions for the business to get more sales.
2. Professional full responsive website with multiple pages, login capability for customer to change content, professional photos, graphics and call to actions.
3. Professional mobile specific website design specifically for mobile devices. One click call, easy interactive map and content for on the go.
4. Social media packages where we setup the accounts and design.

We are looking for multiple sales persons to acquire leads for our web design services to businesses. We are offering high commissions. Simply attain the lead and we do the rest. We have a high closing rate and we love to have more leads.

Immediate openings for go-getters with a great attitude. Opportunities for advancement and management of other account managers.

To learn more about Kemteck visit http://www.Kemteck.com. For Los Angeles area visit http://www.kemteck.com/los-angeles-web-design/

Note: Other market areas are available. Send phone number, resume and / or email of interest to above email.

Sales, work from home, telecommute, telesales, tele sales, telemarketing, account management, appointment setting, commissions, call center, business to business, independent rep, work at home, home office, b to b

CLICK HERE to view this job opportunity (the link will be in the Google result). Apply now. Jobs go fast!

Appointment Setter Representative

Appointment Setter Representative

Some responsibilities include:

Growing nation-wide emergency maintenance call center arranging home repairs for rental properties across the country seeks candidates for a First Responder customer service representative. WORK FROM HOME!!! Estimated 20-38 hrs/week which will include one weekend day. Potential to work full time with benefits for eligible candidates.

Evening, overnight, and weekend shifts available. Seeking candidate with direct maintenance experience to trouble-shoot typical home plumbing, electrical, and HVAC issues, protect health/safety of residents and preserve property.

Ideal candidates will possess a solid basic knowledge of home mechanical systems (electrical, HVAC, plumbing), possess good interpersonal skills, have competency with computers, be detail oriented, have good typing skills, be patient, extremely organized, able to multitask, and have a good work ethic. Must have high speed internet (at least 3mb UPLOAD speed) and provide your own computer.

Email resume, please. Then you will be asked to take a short skills assessment prior to interview.

CLICK HERE to view this job opportunity (the link will be in the Google result). Apply now. Jobs go fast!